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Envy those savvy grocery shoppers that come armed with coupons and always seem to know exactly what's on sale and what to buy where? Here are nine ways to help save money on your monthly grocery bill, most of them as easy on the environment as they are on your wallet.

Compound interest is what enables you to take a little bit of money and transform it into a much larger sum over time. Interest is the price financial institutions pay you to use your money; compound interest refers to the way these small but significant payments accumulate (or are compounded) over time.

Holidays popular with children can be a good opportunity for you to model sound money management while rewarding and renewing family bonds. This holiday season, besides having a good time with your children, treat them to some painless budgeting lessons.

Overspending is extremely easy to do. Everyone falls for it every now and again because sometimes you just feel the need to spend. However, there may be things that trigger our overspending even when we know that we are on a budget and cannot really afford to spend money.

First, the reality: There are no magic bullets that can restore your retirement account to where it was before the current economic crisis.

"What it's worth now is what it's worth," says Harold Evensky, a certified financial planner and president of Evensky & Katz, a financial advisory firm in Coral Gables, Fla. "There's no guarantee you're going to bounce back."

There's a lot to be worried about these days. Banks are failing. Jobs are being shed. The hangover from last September's stock market crash still gnaws.

Along with traditional splits -- liberal vs. conservative, free market vs. regulation -- there can be an equally divisive, though less studied split among investors: optimism versus pessimism. Are better days ahead or is the economy a house of cards ready to topple?

Meeting date:

Friday, October 21, 2022
11:00 a.m. to 1:00 p.m.

Location:

Beef O'Brady's Restaurant
911 West Main Street
Peru, IN 46970