Investments – A Drop Becomes An Ocean

Investments – A Drop Becomes An Ocean

Published Wednesday, June 22, 2016 12:00 pm

Investments – which and how to choose?

What is the best investment for you? Each type of investment, from bank types to stocks and bonds, can include risks and positive financial returns.

There are numerous types and combinations of investments that can be utilized, but the most important thing is to become familiar with their specifics. And select the one(s) that are best for you - based on your objectives and goals.

Becoming familiar with investment related concepts is essential to evaluating all aspects of investing. The terms including investment performance, asset allocation, diversification, and rebalancing will add to one’s investment knowledge.

Learning how to invest is valuable information that could benefit many individuals. Company pensions are a thing of the past and unfortunately, Social Security is not intended to cover all of the financial needs of retirees. In order to achieve a secure future, most of us will need to participate in the financial markets through individual investing or employer-based retirement programs – or both. Too many people jeopardize their future financial security by failing to take the time to learn about investing. It is important, therefore, that individuals learn how the financial markets (and the products sold in them) work.

Six objectives to assist you in achieving your investment goals:

  1.   Understanding the financial markets
  2.   Making sound financial and investment decisions
  3.   Selecting among the various saving and investing options
  4.   Finding and utilizing investment information
  5.   Recognizing and victim-proofing yourself against investment fraud
  6.   Knowing how regulators help to protect investors


(Reprinted from The Basics of Savings and Investing: Investor Education 2020 – a project from the Investor Protection Trust (IPT).

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