News

News

  • July 2011 Market Watch: U.S. Overview

    Published Thursday, July 7, 2011

    Hold your horses, we are not heading for a “Double-Dip.” It is true that a number of headwinds, including a slowdown in hiring in response to weaker consumer spending, have slowed the US recovery’s momentum and triggered processes that are prolonging the current “soft patch.” However, the underlying recovery drivers, chief among them productive and profitable businesses with healthy balance sheets that need and are able to grow payrolls, are still there.
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  • Should You Refinance Your Car Loan?

    Published Wednesday, June 22, 2011

    You’ve likely heard about the benefits of refinancing a home loan. With today’s low interest rates, those who have enough equity in their home and the credit required for a refinance could lower their monthly payments considerably. But did you know that, similarly, you could lower your car payments by refinancing your auto loan?

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  • Why Aren’t We Claiming Our Free Credit Reports?

    Published Tuesday, June 21, 2011

    Since the beginning of 2004 Americans have had the right to claim their credit reports from each of the credit reporting agencies once every twelve months, for free.  We were conferred this right by FACTA, which is the Fair and Accurate Credit Transactions Act of 2003.  The methods (web, mail, phone) for claiming our free credit reports can be found at the website http://www.annualcreditreport.com/.

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  • 7 Record-Keeping Tips That Will Make Tax Prep a Breeze

    Published Wednesday, March 2, 2011

    By now you’ve probably received your W-2s, 1099s and other forms necessary to complete your 2010 tax return. If you’re super-organized, you may have even already filed your taxes and the question now is, what should you do with all those forms, receipts and other documents you used to prepare your return?

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  • Evening Seminar: Family Matters Post-Divorce

    Published Wednesday, March 2, 2011

    Parents want life to go as smoothly and as normally as possible for their children during and after a divorce. The attorneys of Brazill Hester are presenting a new seminar about navigating the rules and avoiding the obstacles of common issues many post-divorce families face. more»
  • Evening Seminar: The Value of Your Home & What It Means to You

    Published Tuesday, January 11, 2011

    Hesitant to use your home equity? Allow ELFCU's mortgage experts to address this common concern while introducing you to the ins and outs of home appraisals and the multiple benefits of ELFCU's home equity loan program. Learn when, why and how to use the equity in your home for bill consolidation or any goal you'd like to pursue. more»
  • Student Lending Community Power Hour

    Published Tuesday, January 11, 2011

    It's FAFSA Season! If you have a student in college or getting ready for it, you will want to meet Patricia Poplicean, ELFCU's Student Loan Financial Aid Advisor and resident student lending expert. The credit union is offering a Community Power Hour with her to include assistance and tips to guide you through the financial aid process. more»
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